I love my Droid X. It’s been a great phone. My wife has the Samsung Fascinate (or whatever the Galaxy phone on Verizon is) and it’s a great phone as well. The X and the Samsung are practically the exact same size. If size is an issue, the Incredible is also an awesome phone.
If you type a ton and want the physical keyboard my personal suggestion is the Droid 2 over the Pro due to screen size. The smaller screen size on the Pro can really harm the multi media experience. But in reality, the screen based keyboards are plenty good.
Some other random observations:
For all intents and purposes, the premier Android phones on Verizon (Fascinate, Droid X, Droid Pro, Droid 2, Incredible) are about the same performance wise. I believe only the Droid Pro and Droid 2 can work internationally though.
The screen on the X is awesome, but the Fascinate screen seems more colorful and vibrant. But the Fascinate image quality suffers pretty bad when a screen protector is used. Don’t know why.
I prefer the optical touch buttons on the Fascinate and Incredible versus the physical buttons on the Motorola handsets.
The insurance is worthwhile. My buddy dropped his Evo and had to pay close to $600 to replace it. You don’t pay another $200 to get a replacement handset, you pay the off plan price which is well over $500. This also makes cases worth it even though they add bulk.
The Motorblur OS has been significantly reduced on the newer Droids versus the original. All of them still come with bloatware unfortunately, but at least you can keep them off your home screens.
If you can, buy the phones two at a time (meaning get your wife/girlfriend/other to get one too). Verizon has had a buy-one-get-another-of-equal-or-lesser-value deal going for almost six months.
Personally, if I had to decide again today, I’d still get the Droid X over a Verizon iPhone. I’m very happy with the Droid X, Verizon, and the Android system. A close second for me would be the Fascinate. But after CES it appears there is some awesome stuff heading this way like the Droid Bionic and others if you can wait a few months.