Rates being up, market being very volatile, etc. Where does one park cash? Bonds, Cds, etc? in the 6m -2y time frame?
T bills, 2 year T bond, bond funds, money market account are all viable options. There are also CDs, but I’m not personally a fan.
Big factors are how much do you want to be involved in managing your money, how much (if any) risk are you willing to accept (Treasury vs corporate and “junk” bonds for example), and how easy of access to the funds might you need.
I would invest in the 3 B’s, beans, boolits and bullion.
If you think bad times are coming AU
You could also go with Steyr’s plan. Full autos have historically beaten inflation and the stock market. Not the most liquid of investments but…
Too bad there is no exchange traded fund for belt feds. 
Capital one 360 performance savings accounts are earning over 3%. Not .03% but actually over 3%. No mínimum to open or hold in the account. You can move it whenever you want, so nothing is tied up.
Will NFA you really have to be willing to park them for 10 years and then allow of up to a year for a buyer to stop trying to nickel and dime you to death and just pay your ask price. Otherwise you get people who just go “F that, 6 years ago I could buy one for $6,000 there is no way I’m paying $10k.”
Also never be in a position where you HAVE to sell, people can just smell it and they will see if they can offer you 60% and wait you out.
I’ve had people bitch about the price, but in every situation, I was willing to keep it for another 10 years and get an even bigger return.
Yeah, I wouldn’t park cash in NFA. By cash, I mean money I might need in the next 0 to 2 years.
NFA is like real estate. It’s proven to be a solid investment, but it’s pretty illiquid, so it’s a long game. If you have to sell in a hurry, you might take a sizeable hit.
T-Bills are interesting, but it’s kind of confusing to buy them (for me anyway). I’ve just been going with a run-of-the-mill high-yield savings account. Lots of options with most currently yielding over 3%. I’m using Marcus…Yield is currently 3.75%. And it’s a saving account, so you’re not locked in to any time-frame for your deposit.
T-Bills: reasonable return, liquid, and fairly safe investment. However, I would also keep at least 25k-50k in cash i.e, secure safe place in your home.
Economic picture may not appear to be the brightest BUT people are still buying homes, autos, etc. Fluctuations always occur as you very well know, S&P index fund almost always produces good results long term. If one thinks the US will turn into Mad Max Venezuela, Zombie Apocalypse, SHTF-WROL, The Road type scenario, then just buy ammo, food, water and build a wall around your home; that’s a rather sad way to live and I doubt the future is that bleak, tad harsh for some maybe, but overall not that bad.
The big difference is the NFA market never really crashes. It kind of only every goes in one direction, but it’s still a long game. The nice thing is you can shoot them in the meantime. You have to really get lucky to be in a position where you can just “flip” something, there isn’t such a thing as a dealer price anymore.
The blindness of those who think the dollar will be worth anything in two years amazes me. Once the dollar is no longer the reserve currency our printing presses will no longer generate wealth.
J Michael Waller
@JMichaelWaller
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4h
We are watching the destruction of the US dollar unfold before our eyes.
Quote Tweet
kanekoa.substack.com
@KanekoaTheGreat
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4h
Vladimir Putin says Russia supports the use of the Chinese yuan for conducting transactions between Asia, Africa, and Latin America. This stance aligns with the ongoing trend of de-dollarization and the shift towards a multi-polar global order.
…Putin is choosing Chinese currency over American and that’s at all noteworthy?
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Not really but our feckless leaders allowing a Middle East vacuum to form allowing this is. Our own leaders are selling us out, actually have already sold us out. Biden is a perfect example of where the US is heading, an animated corpse stumbling around.
China has successfully brokered a deal between Iran and Saudi Arabia, restoring diplomatic ties between the two countries.
This agreement provides greater opportunities for Chinese influence in the region and may signify waning American influence by comparison.
The breakthrough agreement is significant for its implications for increased economic stability, diplomatic relations, and leadership in the Middle East.
double tap
Hookers and Blow has always withstood the worst of market conditions. But my cash has all been gobbles up by appliance replacements, repairs, etc. I’m running out of shit that can break.
Don’t know your situation Will, do you have a secure place to park physical assets? Are your other needs met, firearms, ammo, food, water, power etc. Gold is a good way to preserve wealth, in 1873 a Colt Peacemaker cost $17 so with a $20 Double Eagle you could get a top notch self defense rig, pistol, belt/holster and ammo. Today that Double Eagle will get you two top notch defense rigs, doesn’t say much about the long term value of the dollar.
I’ve been transitioning pretty much everything into physical assets over he last year. Shit is so unstable out there, it’s just not worth it for the risk at this point.
Good and silver. Guns and ammo. Land.
I was called a fool by more than a few people for selling my BTC in the $60k range and transitioning it over to gold and silver. I bought a far dips and when things went up after Covid cooled off I pulled it out put it into gold and silver and some investment properties in Panama- I was questioned yet again by the same folks.
Those folks have gone silent now.
I know for a fact I can take my gold and silver anywhere and it will hold value. Same for guns and ammo.
I kept my 401K in the mix but recent events from the imposter in chief has me eyeing a move on that front as well.
Yes, the one thing they can’t make more of is land. Will they try to take it…sure…it’s been that way since the beginning. That’s why it is always a good investment.
Echo Adrenaline… land is always of value. Especially land with water rights.
If not, gold. I prefer krugerrands. They tend to go up ever so slightly in rarity value that it usually covers the sell vs spot price difference.
Edit to add: while most real estate is indeed illiquid and takes time and effort to sell, properly surveyed land parcels owned by an LLC or in some cases a trust can be sold with a simple contract in a few minutes.
Just this morning, I was flying to your town (again) and the dude seated next to me was watching some kind of financial station on the plane’s TV. They were listing one and two years T bonds at somewhere between 3 and 5%. That’s pretty darn good in this and age. BTW, I was watching “Interstellar” for the 5th time in the last 3 months. 
. The story line was cool but I just like the Hamilton watch with the tricked out second hand. Hehe.
With the roller coaster ride we’ve had in the last two years, I’ve came close to pulling the “park my money” routine. I bet if I tell my financial adviser to do that, he’ll try to talk me out of it.